Lost Income After An Accident: What To Know

Law Blog

A car accident will impact several areas of your life. Unfortunately, it can also affect your job. Most people depend on their employment to pay their bills each month. Bill collectors may not care that you were in an accident, and they can take action against you. You can be paid for your lost income, however, so read on to find out more.

Lost Wages and Accidents

If the other driver caused the accident, their insurer probably owes you compensation. Most of the time, though, insurance companies won't reimburse victims of car accidents for their lost wages. In many cases, you must speak to a personal injury lawyer and seek compensation from the insurer for that form of compensation. If you have been only offered a vehicle repair and coverage of your medical bills from the insurer, speak to a lawyer about seeking more.

What is Covered?

If you were supposed to work after an accident and you normally would have been working, you can be reimbursed. Some accident victims are fortunate enough to have a job that includes paid time off from work for being ill or for vacations. If you used any of your precious paid time off benefits for accident expenses, you may be entitled to be paid back for that form of damage.

In general, the times you are covered include the below situations:

  • While you are being treated in the emergency room and during any hospitalizations because of the accident.
  • For any time spent traveling to doctor's appointments, picking up medications, and attending physical therapy sessions.
  • If your doctor orders you to have some diagnostic tests performed, you are covered during those times.

It's vital to keep a log of your time used after an accident when you missed work.

Speak to a Lawyer

Your lawyer will need to know how much income you usually make and how much time you have missed from work. Present your lawyer with your log of missed work along with something to show your rate of pay. That can be a previous pay statement, a tax return, or a bank statement. If you cannot prove your income and usual hours of work that way, get a letter from your company with the information included. No matter how you are employed, you can be paid for your time lost due to the accident.

To find out more about recovering lost wages after an accident, speak to a car crash personal injury lawyer.

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7 November 2022